* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-navy: #1a2a4e;
    --secondary-blue: #2c4a7c;
    --accent-gold: #d4af37;
    --light-gray: #f5f7fa;
    --medium-gray: #e0e4e8;
    --dark-gray: #4a5568;
    --text-dark: #2d3748;
    --white: #ffffff;
    --border-radius: 8px;
    --box-shadow: 0 4px 12px rgba(0,0,0,0.1);
    --transition: all 0.3s ease;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: var(--text-dark);
    background-color: var(--white);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.main-header {
    background-color: var(--primary-navy);
    box-shadow: var(--box-shadow);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.navigation-bar {
    padding: 15px 0;
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo-section {
    display: flex;
    align-items: center;
    gap: 15px;
}

.site-logo {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    object-fit: cover;
}

.brand-name {
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--white);
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 30px;
}

.nav-link {
    color: var(--white);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition);
    padding: 8px 16px;
    border-radius: var(--border-radius);
}

.nav-link:hover,
.nav-link.active {
    background-color: var(--secondary-blue);
    color: var(--accent-gold);
}

.menu-toggle {
    display: none;
    color: var(--white);
    font-size: 1.5rem;
    cursor: pointer;
}

.hero-section {
    position: relative;
    background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-blue) 100%);
    min-height: 600px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: var(--white);
    padding: 80px 20px;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: url('images/1.jpg') center/cover no-repeat;
    opacity: 0.15;
}

.hero-content {
    position: relative;
    z-index: 2;
    max-width: 900px;
}

.hero-title {
    font-size: 3rem;
    margin-bottom: 20px;
    font-weight: 700;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.8rem;
    margin-bottom: 15px;
    font-weight: 500;
}

.hero-description {
    font-size: 1.2rem;
    margin-bottom: 40px;
    opacity: 0.95;
}

.hero-cta {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
}

.btn {
    padding: 14px 30px;
    border-radius: var(--border-radius);
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

.btn-primary {
    background-color: var(--accent-gold);
    color: var(--primary-navy);
}

.btn-primary:hover {
    background-color: #c5a028;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(212, 175, 55, 0.4);
}

.btn-secondary {
    background-color: transparent;
    color: var(--white);
    border: 2px solid var(--white);
}

.btn-secondary:hover {
    background-color: var(--white);
    color: var(--primary-navy);
}

.introduction-section {
    padding: 80px 0;
    background-color: var(--light-gray);
}

.intro-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.intro-text h3 {
    font-size: 2rem;
    color: var(--primary-navy);
    margin-bottom: 20px;
}

.intro-text p {
    font-size: 1.1rem;
    margin-bottom: 15px;
    color: var(--dark-gray);
}

.intro-image .responsive-img {
    width: 100%;
    height: auto;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
}

.content-section {
    padding: 80px 0;
}

.section-title {
    font-size: 2.5rem;
    color: var(--primary-navy);
    text-align: center;
    margin-bottom: 50px;
    font-weight: 700;
}

.section-subtitle {
    font-size: 1.5rem;
    color: var(--secondary-blue);
    text-align: center;
    margin-bottom: 30px;
}

.content-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 40px;
    margin-bottom: 60px;
}

.content-block {
    background-color: var(--white);
    padding: 30px;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
    transition: var(--transition);
}

.content-block:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 24px rgba(0,0,0,0.15);
}

.icon-box {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, var(--primary-navy), var(--secondary-blue));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}

.icon-box i {
    font-size: 2rem;
    color: var(--white);
}

.content-block h3 {
    font-size: 1.5rem;
    color: var(--primary-navy);
    margin-bottom: 15px;
}

.content-block p {
    color: var(--dark-gray);
    line-height: 1.7;
}

.chart-container {
    text-align: center;
    margin-top: 40px;
}

.chart-image {
    max-width: 100%;
    height: auto;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
}

.chart-disclaimer {
    margin-top: 15px;
    font-weight: 700;
    color: var(--accent-gold);
    background-color: var(--primary-navy);
    padding: 10px 20px;
    border-radius: var(--border-radius);
    display: inline-block;
}

.disclosure-section {
    background-color: var(--light-gray);
}

.disclosure-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    margin-bottom: 40px;
}

.disclosure-list {
    list-style: none;
    padding-left: 0;
}

.disclosure-list li {
    margin-bottom: 15px;
    padding-left: 25px;
    position: relative;
}

.disclosure-list li:before {
    content: "→";
    position: absolute;
    left: 0;
    color: var(--accent-gold);
    font-weight: bold;
}

.image-caption {
    margin-top: 10px;
    font-style: italic;
    color: var(--dark-gray);
}

.sample-table {
    margin-top: 50px;
}

.sample-table h4 {
    font-size: 1.8rem;
    color: var(--primary-navy);
    margin-bottom: 20px;
    text-align: center;
}

.comparison-table {
    width: 100%;
    border-collapse: collapse;
    background-color: var(--white);
    box-shadow: var(--box-shadow);
    border-radius: var(--border-radius);
    overflow: hidden;
}

.comparison-table thead {
    background-color: var(--primary-navy);
    color: var(--white);
}

.comparison-table th,
.comparison-table td {
    padding: 15px;
    text-align: left;
    border-bottom: 1px solid var(--medium-gray);
}

.comparison-table tbody tr:hover {
    background-color: var(--light-gray);
}

.table-note {
    margin-top: 15px;
    font-style: italic;
    color: var(--dark-gray);
    text-align: center;
}

.tools-intro {
    text-align: center;
    margin-bottom: 40px;
}

.tools-intro p {
    font-size: 1.2rem;
    color: var(--dark-gray);
}

.calculator-container {
    background-color: var(--white);
    padding: 40px;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
    margin-bottom: 60px;
}

.calculator-container h3 {
    font-size: 1.8rem;
    color: var(--primary-navy);
    margin-bottom: 30px;
    text-align: center;
}

.calculator-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
}

.input-group {
    margin-bottom: 20px;
}

.input-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: var(--primary-navy);
}

.calc-input {
    width: 100%;
    padding: 12px;
    border: 2px solid var(--medium-gray);
    border-radius: var(--border-radius);
    font-size: 1rem;
    transition: var(--transition);
}

.calc-input:focus {
    outline: none;
    border-color: var(--accent-gold);
}

.btn-calculate {
    width: 100%;
    margin-top: 10px;
}

.calculator-results {
    background-color: var(--light-gray);
    padding: 30px;
    border-radius: var(--border-radius);
}

.calculator-results h4 {
    font-size: 1.5rem;
    color: var(--primary-navy);
    margin-bottom: 25px;
}

.result-item {
    display: flex;
    justify-content: space-between;
    margin-bottom: 20px;
    padding-bottom: 15px;
    border-bottom: 1px solid var(--medium-gray);
}

.result-label {
    font-weight: 600;
    color: var(--dark-gray);
}

.result-value {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary-navy);
}

.result-value.highlight {
    color: var(--accent-gold);
    font-size: 1.5rem;
}

.result-disclaimer {
    margin-top: 20px;
    font-size: 0.9rem;
    font-style: italic;
    color: var(--dark-gray);
}

.download-cta {
    display: grid;
    grid-template-columns: 300px 1fr;
    gap: 40px;
    align-items: center;
    background-color: var(--white);
    padding: 40px;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
}

.download-preview {
    width: 100%;
    height: auto;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
}

.download-text h3 {
    font-size: 1.8rem;
    color: var(--primary-navy);
    margin-bottom: 15px;
}

.btn-download {
    margin-top: 20px;
}

.webinar-section {
    background: linear-gradient(135deg, var(--secondary-blue) 0%, var(--primary-navy) 100%);
    padding: 80px 0;
    color: var(--white);
}

.webinar-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.webinar-text h2 {
    font-size: 2.5rem;
    margin-bottom: 15px;
}

.webinar-text h3 {
    font-size: 1.5rem;
    margin-bottom: 20px;
    opacity: 0.9;
}

.webinar-topics {
    list-style: none;
    margin-bottom: 30px;
}

.webinar-topics li {
    margin-bottom: 12px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.webinar-topics i {
    color: var(--accent-gold);
}

.letter-section {
    padding: 80px 0;
    background-color: var(--light-gray);
}

.letter-box {
    max-width: 800px;
    margin: 0 auto;
    background-color: var(--white);
    padding: 50px;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
}

.letter-header {
    text-align: center;
    margin-bottom: 30px;
}

.letter-header i {
    font-size: 3rem;
    color: var(--accent-gold);
    margin-bottom: 15px;
}

.letter-header h3 {
    font-size: 2rem;
    color: var(--primary-navy);
}

.letter-content p {
    margin-bottom: 20px;
    line-height: 1.8;
    color: var(--dark-gray);
}

.letter-signature {
    margin-top: 30px;
    font-style: italic;
}

.fun-fact-section {
    padding: 60px 0;
    background-color: var(--primary-navy);
}

.fun-fact-box {
    max-width: 800px;
    margin: 0 auto;
    background-color: var(--white);
    padding: 40px;
    border-radius: var(--border-radius);
    box-shadow: var(--box-shadow);
    text-align: center;
}

.fact-icon {
    margin-bottom: 20px;
}

.fact-icon i {
    font-size: 3rem;
    color: var(--accent-gold);
}

.fun-fact-box h3 {
    font-size: 1.8rem;
    color: var(--primary-navy);
    margin-bottom: 20px;
}

.fun-fact-text {
    font-size: 1.1rem;
    color: var(--dark-gray);
    line-height: 1.7;
}

.main-footer {
    background-color: var(--primary-navy);
    color: var(--white);
    padding: 60px 0 30px;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    margin-bottom: 40px;
}

.footer-column h4 {
    font-size: 1.3rem;
    margin-bottom: 20px;
    color: var(--accent-gold);
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    color: var(--white);
    text-decoration: none;
    transition: var(--transition);
}

.footer-links a:hover {
    color: var(--accent-gold);
}

.footer-contact {
    list-style: none;
}

.footer-contact li {
    margin-bottom: 15px;
    display: flex;
    gap: 10px;
}

.footer-contact i {
    color: var(--accent-gold);
    margin-top: 3px;
}

.registration-number {
    margin-top: 15px;
    font-size: 0.9rem;
    opacity: 0.8;
}

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.2);
    padding-top: 30px;
    text-align: center;
}

.footer-bottom p {
    margin-bottom: 10px;
}

.disclaimer {
    font-size: 0.9rem;
    opacity: 0.8;
}

.cookie-consent {
    display: none;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background-color: var(--white);
    box-shadow: 0 -4px 12px rgba(0,0,0,0.15);
    z-index: 10000;
    padding: 25px;
}

.cookie-content {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 30px;
}

.cookie-text h4 {
    font-size: 1.2rem;
    color: var(--primary-navy);
    margin-bottom: 8px;
}

.cookie-text p {
    color: var(--dark-gray);
    line-height: 1.6;
}

.cookie-text a {
    color: var(--accent-gold);
    text-decoration: underline;
}

.cookie-buttons {
    display: flex;
    gap: 15px;
    flex-shrink: 0;
}

.btn-cookie-accept {
    background-color: var(--accent-gold);
    color: var(--primary-navy);
}

.btn-cookie-customize {
    background-color: var(--secondary-blue);
    color: var(--white);
}

.btn-cookie-decline {
    background-color: var(--medium-gray);
    color: var(--text-dark);
}

@media (max-width: 768px) {
    .menu-toggle {
        display: block;
    }

    .nav-menu {
        position: absolute;
        top: 80px;
        left: 0;
        right: 0;
        background-color: var(--primary-navy);
        flex-direction: column;
        padding: 20px;
        display: none;
    }

    .nav-menu.active {
        display: flex;
    }

    .hero-title {
        font-size: 2rem;
    }

    .hero-subtitle {
        font-size: 1.3rem;
    }

    .intro-grid,
    .disclosure-content,
    .calculator-grid,
    .download-cta,
    .webinar-content {
        grid-template-columns: 1fr;
    }

    .cookie-content {
        flex-direction: column;
        text-align: center;
    }

    .cookie-buttons {
        flex-direction: column;
        width: 100%;
    }

    .btn {
        width: 100%;
    }
}